Homeowners insurance is very important coverage for your home and household belongings.  But, if you are relying on homeowners insurance to protect your collectibles, you may be in for a big surprise.  Some homeowners policies leave it up to adjustors to settle after a loss while others may provide a small sum of money for such collectables as fine arts or paintings.  Your collection may require coverage above and beyond your homeowners policy.

No doubt you love the collectibles you have aquired or inherited, and would insure them properly, as you would your home or automobile.  When protecting your collectibles, you should consider these points:

1. Should your collection be insured from theft as well as smoke and fire exposure?

2. If it is fragile, consider protecting it from handling, storage and shipping.

3. Make sure your policy will pay full replacement cost, which is an agreed upon value between you and the insurance company.

If you collect Figurines, Ornaments, Artwork or any other valuables, 
click here for your personalized on-line quote!