Final Expense life insurance, also known as quick-issue or simplified life, is a good way to purchase insurance that protects your family at a cost that fits within your budget.  There is generally no medical exam or lengthy questionnaire to fill out so the application process is quite simple.

Final Expense life insurance provides guaranteed death benefits and cash value amounts will not decrease regardless of your age or how your health may change.  Equally as important, the rate you pay is guaranteed not to increase.

This type of insurance has its roots in the U.S. dating back to the 18th century.  It is intended to leave enough money for your loved ones to pay your final health care and burial expenses, and maybe a bit more to help them during their adjustment period.